Rewards for the way you live.

And dream.

The UBS Preferred Visa Signature credit card

rewards and benets guide.

You may be surprised at the range of rewards and benets

that are available to you with the UBS Preferred Visa

Signature credit card. This brochure was created to help you

take full advantage of your card, including such perks as

accessing any airport clubs worldwide.

Protection and even Event Ticket Protection features. Plus, we’re there for you when

you travel, including providing you with roadside assistance and emergency medical

evacuation coverage.

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Thank you for being a UBS client. We trust that this guide will help bring to life the

adventures that await you. And it all starts now.

Content is accurate as of January 2017, and subject to change.

For current information, please call 800-762-1000.

Your guide to exclusive rewards,

superior service and worldwide

Cash access 3

Protection 4

Travel 7

Hotels 9

Airlines 12

Cars 13

Cruises 13

UBS Concierge 15

My Choice Rewards 19

Personal Choice feature 20

A credit card that you’ll want

to use at the ATM

You’ll be able to get cash at banks and

ATMs worldwide without the typical

nance charges and cash advance fees.

That’s because with the unique UBS

CashConnect feature, your cash

advances are automatically repaid each

business day from your UBS Resource

Management Account (RMA).

asyou have sufcient funds available,

you won’t ever incur nance charges or

cash advance fees.

Visa is welcomed at more merchants

and ATM locations than any other card.

The convenient way to pay

Your card provides you with maximum

exibility when it comes to shopping. You

can pay with your credit card, or if you’d

prefer, take advantage of the CashConnect

feature to access funds at any ATM or bank

so you can pay with cash. It’s your choice.

Access cash worldwide

without the cash advance fees

More than ever, it’s important to feel

condent that you’re covered. That’s

why your card provides you with

is stolen or damaged within the rst

90 days, you can have the item

repaired, replaced or reimbursed up

to $1,000 per claim

• The Zero Liability Policy for

unauthorized purchases

You’re not responsible for

unauthorized charges made with

your card

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• Return protection

If you attempt to return an item that

card within 90 days of purchase and

the company or merchant refuses to

accept it, we’ll reimburse you up to

$250 per item and $1,000 annually

If you buy an item in the U.S. using

your card and then nd an Internet

oer or print ad with a lower price,

we’ll refund the dierence up to

$500—with a maximum of $1,500

annually

Purchase and travel protection

benets designed to give you

• Personal identity the coverage

covered expenses incurred while

restoring your identity

• Event Ticket Protection

When you use your card to purchase

tickets to a show in the U.S. and you’re

unable to go due to transportation

problems or a medical reason, we’ll

reimburse you up to $500 per ticket,

$2,000 per event and $4,000 annually

Travel with greater peace of mind

• Emergency medical evacuation

and transportation coverage

The essential card for the

seasoned traveler

Your UBS Preferred Visa Signature credit

card is a great traveling companion.

In fact, when you use your My Choice

Rewards points for ying, you can get

aticket worth up to $900 on any airline

for just 50,000 points (saving you up

to40,000 points).

One of the things that truly distinguishes

your UBS Preferred Visa Signature credit

card from the competition is the UBS

Concierge. They’ll provide an extraordinary

level of service, catering to your needs

andwhims around the clock.

Access

The UBS Concierge can help you gain

access to today’s biggest events, from a

concert in London to a Broadway show.

And when you’re looking for that last-

to ask about any of the unique services

you can use at home or away, such as:

Preferred dining network

Reservations and top-of-waitlist status at

some of the best restaurants in the U.S.

are yours on request.

Wine program

Enjoy personalized recommendations

and trophy wines, private wine cellar

consultations and exclusive winery access.

Awards

®

Oscar Viewing Party

Michael Chiarello as a special guest of

the Napa Valley Film Festival

VIP international airport service

Global luggage delivery service

Global chaueured transportation

Wine program

Preferred dining

*Please also note that your free second bag on your rst trip is only applicable to delivery within the continental U.S.

Preferred pricing (up to a 20% discount) on meet and greet with expedited check-in

and security procedures

Have your luggage picked up from your home and shipped to your chosen

UBS Preferred Visa Signature Concierge benets

Golf

Tailored travel arrangements

VIP access

Preferred luxury hotels,

resorts and villas

Stay-and-play oers at leading resorts worldwide

Exclusive and customized cultural, epicurean and adventure travel experiences

Exclusive access to live sports, entertainment and food and wine events, such as the

Tribeca Film Festival, the Masters Golf Tournament and the Grand Prix at Monaco

Special benets and amenities at four-star and ve-star properties and private

vacation villas worldwide, including the Mandarin Oriental, St. Regis and Fairmont

Hotels. Amenities include room upgrade, breakfast, spa and resort credits, welcome

on several cruise lines, such as Regent Seven Seas Cruises, Silversea

®

, Amazara Club

Cruises and Holland America Line

to 3 times faster.

• Earn 3 points for every dollar spent on

eligible air travel

• Earn 2 points for every dollar spent on

eligible gas and grocery purchases

• Earn 1 point for every dollar spent on

all other eligible purchases

Rewards as unlimited as your

Choice feature, you can use your points

to pay for anything you purchase with

your card.

Points never expire

With the My Choice Rewards program,

your points never expire and there’s no

cap on how many points you can earn.

No blackout dates on ights or hotels

Just book a ight or a hotel on your

favorite travel website using your UBS

A cruise around the world. Tennis lessons

for the kids. Airline tickets. Hotels. Jewelry.

Groceries. Just as long as you redeem your

rewards points for a minimum of $100

inpurchases, you’re free to use them any

way you want. It’s your choice.

There are no hidden restrictions or

complicated rules. And redeeming points is

easy—just go to ubs.com/onlineservices

or call UBS Client Services any time at

your My Choice Rewards points are your

ticket to great travel adventures, reduced

airline redemption rates and a lifetime full

of memories.

Since there are no blackout dates with

the Personal Choice feature, you can stay

wherever you like without restrictions.

From a romantic villa in Tuscany to a

ve-star hotel, just book your hotel, pay

Flights

Save up to 40,000 points per ight

When you book travel through the

• 25,000 points for a ight worth up

Car rentals and fuel

Cruises

Rewards that keep you on the move

Bring your game up a notch with a new set of clubs. Get mountain bikes for the entire family and enjoy the great outdoors.

From electronics to entertainment, we’ll keep you plugged in

Want to go to the movies? Use your My Choice Rewards points to get your tickets. Prefer to stay in and watch a movie on your 70”

LED at-screen TV? We can help with that, too.

It’s not every day that you’re able to score

seats for the World Series or sit courtside

at the U.S. Open. Your My Choice Rewards

points are your ticket to great adventures,

including a once-in-a-lifetime Grand

Australia and New Zealand tour or a

behind-the-scenes look at the pyramids and

mummies of Egypt for your entire family.

Vacation packages

JustGive.org has harnessed the power

of the Internet to remove barriers to

charitable giving. By oering over 1,000

charities that have met their stringent

public requirements, you can give back

with condence. Or use your UBS Visa

Signature credit card to give to the charity

of your choice and then simply redeem

your points to cover the donation.

Points will be forfeited if all UBS cards associated with the same card account are closed by

you or us. You will have 60 days to redeem your points before they are forfeited.

Amazon.com is not a sponsor of this promotion. Except as required by law, Amazon.com Gi

Cards (“GCs”) cannot be transferred for value or redeemed for cash. GCs may be used only for

purchases of eligible goods at Amazon.com or certain of its afliated websites. For complete

terms and conditions, see www.amazon.com/gc-legal. GCs are issued by ACI Gi Cards, Inc.,

a Washington corporation. All Amazon ®,

& © are IP of Amazon.com, Inc. or its afliates.

No expiration date or service fees.

iTunes

and MacBook

are registered trademarks of Apple Inc. All rights reserved. Apple is not

The Bath & Body Works

Management, Inc.

Bed Bath & Beyond is not a participating partner in or sponsor of this promotion. Terms and

conditions apply to gi cards. Bed Bath & Beyond is a registered trademark. ©2014 Bed Bath &

Beyond Inc. and its subsidiaries.

BEST BUY

have any responsibility for this promotion. BEST BUY, the BEST BUY logo and the tag designs are

trademarks of BBY Solutions, Inc.

sponsor, endorse, or have any responsibility for this promotion. The Cheesecake Factory logo

and trademarks are the property of TCF Co. LLC. All rights reserved.

©2014 DD IP Holder LLC. All rights reserved. The Dunkin’ Donuts trademarks/trade dress are

owned by DD IP Holder LLC and used under license. Dunkin’ Donuts is not a sponsor of this

promotion.

Edwin Watts Golf is not a sponsor or co-sponsor of this promotion. Please visit www.

edwinwattsgolf.com for terms and conditions of use. Edwin Watts Golf is not liable for any

promotion. Please see back of gi card for terms and conditions of use. GameStop

and/or

Godiva is not a sponsor of this promotion. Treat this card like cash. This card is not a debit or

credit card. This card can be redeemed at any company-owned Godiva store or on-line at

www.GODIVA.com. This card is redeemable for merchandise only. It cannot be redeemed for

cash unless required by law. To locate the store nearest you, please visit www.GODIVA.com.

Tocheck your balance, call 1-800-943-5309 or visit any company-owned Godiva store. The

value of this card will not be replaced if lost, stolen or destroyed without valid proof of purchase.

Useof this card is restricted to U.S. purchases. Godiva Chocolatier reserves the right to change

these requirements.

UBS Bank USA is not afliated with L.L.Bean and L.L.Bean is not a sponsor or co-sponsor of this

Macy’s is not a sponsor or co-sponsor of this program. Macy’s terms and conditions apply to

all cards. See back of card for details. The Macy’s name and logo are registered trademarks of

Macy’s Inc.

Men’s Wearhouse is not a sponsor of this promotion.

Neiman Marcus is a registered trademark of NM Nevada Trust. All rights reserved. The Neiman

Marcus Group is not afliated with or responsible for the administration of this promotion.

gi card for terms and conditions of use.

PANERA BREAD and the Mother Bread Logo are registered trademarks of Panera Bread and are

the Panera Card

gi card for complete terms and conditions of use.

Pier 1 Imports

trademarks of Pier 1 Services Company.

Pottery Barn is a registered trademark of Williams-Sonoma, Inc. This card may be used for

making purchases at Pottery Barn stores in the United States, by phone or online at

www.potterybarn.com. It may not be redeemed for cash or applied as payment to any account,

unless required by law. Pottery Barn cannot accept responsibility for cards lost, damaged or

stolen, or any unauthorized use of cards. Acceptance of this card constitutes acceptance of

these terms and conditions, which may change at any time. For store locations or to place a

in the U.S., except territories. The Card cannot be redeemed for cash and no change will be

given, except in states that require redemption for cash. Shell Oil Products U.S. and its related

companies are not sponsors or co-sponsors of this promotion. If card balance falls below one

dollar, pay at the pump may not be available, in which case contact station cashier to access

balance or call the number printed on the card for assistance.

Smith & Wollensky Gi Cards and Bonus Cards are not valid at the New York City location,

which is owned and operated by an independent restaurant group.

SpaFinder is not a sponsor or co-sponsor of this promotion. SpaFinder and the SpaFinder

logo are registered trademarks of SpaFinder, Inc. and are used only by permission. Terms

andconditions apply to SpaFinder gi certicates/cards.

T.J. Maxx, Marshalls and HomeGoods are not afliated with UBS Bank USA and are not sponsors

or co-sponsors of this promotion. Use of T.J. Maxx, Marshalls and HomeGoods’ names, logos,

images or trademarks require written approval from TJX Incentives Sales, Inc. Participation by T.J.

Maxx, Marshalls and HomeGoods in the program is not intended as, and shall not constitute,

a promotion or marketing of the program by T.J. Maxx, Marshalls and HomeGoods, the TJX

sponsor of this promotion and is not liable for any actual or alleged claims related to this oer.

See back of card for terms and conditions and use.

Services Account BSA provide access to banking services and products through arrangements with afliated banks and other third-party banks, and provide access to insurance and annuity products

issued by unafliated third-party insurance companies through insurance agency subsidiaries of UBS Financial Services Inc.

Investment, insurance and annuity products: Not FDIC insured • No bank guarantee • May lose value

RMA, Resource Management Account and Business Services Account BSA are registered service marks of UBS Financial Services Inc. Visa Signature is a registered service mark of Visa International. The

UBS Preferred Visa Signature credit card is issued by UBS Bank USA with permission from Visa U.S.A. Incorporated. All other trademarks, registered trademarks, service marks and registered service marks

are of their respective companies.

© 2017 UBS Bank USA. Member FDIC. The key symbol and UBS are among the registered and unregistered trademarks of UBS. All rights reserved. UBS Bank USA is a subsidiary of UBS AG.